Who is a Loan Underwriter?

15. Who is a Loan Underwriter?

  1. Underwriters that assess the risk of insuring a home, car or driver
  2. Most commonly used underwriters in the loan industry
  3. An underwriter that determines if the loan is safe for all parties
  4. Underwriters that work with initial public offerings (IPOs)

Answer: C) An underwriter that determines if the loan is safe for all parties


Loan underwriters assess the gamble engaged with loaning a candidate a credit like an automobile advance. The goal is to decide whether the credit is alright for all parties. Huge banks frequently utilize a blend of guarantors and endorsing programming to decide the gamble of loaning assets to a candidate. Utilizing the mix of programming and a financier is a typical practice among of all shapes and sizes banks.

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